Selling a house whilst in debt?

Debt or payment difficulties can cause a great deal of uncertainty. When your monthly outgoings are mounting up and you need financial breathing space quickly, selling your property could be a solution. By acting promptly, you can prevent the situation from becoming even more strained.

CompraMiCasa buys houses and flats directly from owners in Málaga and on the Costa del Sol. Do you want to sell your house or flat whilst in debt? We’ll assess your situation discreetly, make a clear, no-obligation offer and carefully guide you through the sale right up to the notary.

Request a no-obligation offer today and receive clarity within 24 hours.

Need to sell your home quickly due to financial pressure?

We’ll buy your house

You sell directly to us. No estate agent and no waiting for months on end.

No mortgage required

Submitting proof of income, obtaining mortgage approval and the statutory 14-day cooling-off period take an average of 5 weeks. With us, the transfer can be completed in just 3 working days.

0% commission

Whereas you would pay up to 5 per cent commission to an estate agent, with us you pay nothing. We are the buyers ourselves.

Offer within 24 hours

Following the viewing, you will receive an offer within 24 hours. If you accept, the transfer can take place within 3 working days, or later if that suits you better.

Just 1 viewing

Just one viewing. Dozens of viewings and having to tidy your home every time? With us, one viewing is all it takes.

Discreet and trustworthy

Discreet and trustworthy. Sometimes discretion is important. We work in partnership with a trusted law firm and a notary we regularly use in Málaga.

We can help you sell quickly in difficult situations

Every financial situation is different. That’s why we look not only at the property, but also at your requirements and how quickly you wish to sell. Together, we’ll find a suitable solution. Do you want to sell a property with outstanding debts, sell a flat due to financial difficulties, or sell other property with outstanding debts? We’ll assess both the property and your desired sale timeframe, and clearly explain the options available.

Thanks to our regional expertise in the area around Málaga, we can always assist you promptly. We are also active in Marbella, Estepona, Fuengirola, Torremolinos and Benalmádena.

Avoiding double housing costs

Outstanding mortgage payments or mounting debts

When payments start to pile up, a direct sale can help minimise further uncertainty. We will work with you to assess whether a sale is feasible and which liabilities need to be settled as part of the transfer.

Selling an appartment to pay off debts

Even if there is still a mortgage or other encumbrance on the flat, it may still be possible to sell it. Provided the proceeds are sufficient, the agreed debts will be settled through the notarial settlement and you will receive any remaining amount.

Selling an appartment to pay off debts
Get quick access to your net worth

Get quick access to your net worth

Sometimes, speed is of the essence. If you need to sell urgently due to financial difficulties, we can carry out an initial valuation quickly and, as a rule, provide you with a no-obligation price estimate within 24 hours.

What types of property do we buy?

We buy different types of property across the Costa del Sol. Apartments make up an important part of our purchases, but we also assess other homes and plots individually.

  • Apartments and flats
  • Family homes
  • Townhouses and semi-detached homes
  • Detached houses
  • Villas and chalets
  • Bungalows
  • Country houses, fincas and cortijos
  • Plots and building land

Properties we have recently purchased

Guaranteed offer

Once the terms have been accepted and agreed, our offer is not dependent on external financing. You will receive clear terms with no hidden costs.

0% agent fees

When you sell directly to us, you pay no estate agent’s commission. This is reflected in your net proceeds.

Instant sale

The notary and solicitor check the documents, any outstanding charges and agreements. The payment and transfer of ownership are carried out via the official notarial procedure.

What is the process for submitting an application to CompraMiCasa?

As soon as we receive your enquiry, we will assess your property and discuss your situation in confidence. We will consider the type of property, its location, its condition and your preferred timeframe. You will often receive an initial offer on the same day or the next working day.

If you accept our offer, we will work with you to gather the necessary documents. The solicitor will check, amongst other things, the ownership status, the mortgage and any registered charges. The terms of the agreement will then be finalised and we will schedule the transfer. At the time of transfer, the amounts will be distributed in accordance with the solicitor’s settlement statement.

Stap 1

Register your property

Please feel free to fill in your details. The application is free of charge and does not commit you to anything.

Stap 2

You will receive a reply within one working day

We will assess your property and discuss your situation. You will often receive an initial proposal on the same day or the next working day.

Stap 3

You agree to our proposal

Are you happy with our offer? If so, we will set out all the arrangements clearly and plan the handover.

Stap 4

Transfer at the notary’s office

The notary will handle the official transfer and the financial settlement. Once the documents have been signed, you will receive the agreed amount and the sale will be finalised.

Sell your home today!

Request a no-obligation quote and receive a price estimate within 24 hours.